Terms of Use

1. Agreement and eligibility

By affirmatively accepting these Terms, you enter an agreement with Zen Solutions Inc. for access to ParlayQA. You must be at least 18 and legally capable of contracting. Access to analytics does not establish eligibility to wager. Enter your full name and date of birth locally for self-reported adult screening and your optional downloaded copy; these entries are not retained in the agreement receipt and supply accurate, complete and truthful information to the best of your knowledge and ability. Do not impersonate someone else or misstate your age. Promptly contact us to correct material errors; do not guess or invent sports records. We may ask for clarification or suspend access for materially false information, subject to applicable law. Self-reported information is not independently verified. Protect your credentials. Test access is not a paid subscription.

2. Lawful use and independent decisions

Use this service only where lawful. If you independently choose to wager outside ParlayQA, you must satisfy the legal minimum age, location, geolocation and other requirements where you are physically located and use only an operator lawfully authorized there. Do not evade restrictions, self-exclusion or account controls. We do not verify your wagering eligibility or the legality of a particular operator for you.

Our tools provide general informational analysis and QA, not a direction to place a wager, a fiduciary service, investment advice, legal advice or tax advice. Begin on paper with minimal hypothetical amounts. Smaller 3–5 distinct-game test combinations still may lose. Do not borrow or risk money needed for living expenses. A 15-selection product limit does not make a combination safe.

3. Data and model limitations

Inputs can be stale, unavailable, incomplete or incorrect. Player status, lineups, weather and news may change. Market-implied probabilities include pricing effects; model estimates are experimental and may be uncalibrated. Correlated legs can invalidate independence assumptions. Estimated product payouts are not executable sportsbook offers. Review source times and verify exact markets yourself. We may withhold unsupported options. Historical paper success is not proof of an edge; all reported losses and disclosed study limitations matter.

4. Your records, exports and public pages

You retain responsibility for accurate submissions and your own truthful records. Saved research and paper scenarios are not official account balances, financial statements or certified grades. We generate requested CSV files in your browser and do not store generated report files; underlying profile data remains stored as described in Privacy. Download and preserve records you need, including original operator statements. You are responsible for tax documentation, reporting and any professional advice. ParlayQA does not determine taxable winnings, losses, deductions or IRS obligations.

Sharing is optional. A random ID is unlisted, not password-protected: anyone with the link may view it. Custom names may identify you by inference. Share only content you have the right to disclose. Public snapshots omit private account details, amounts and notes. Unpublishing stops future access through our page but cannot recall copies. You grant only the license necessary to store, display and share content according to your choices.

Independently research the current federal, state and local tax rules for your circumstances and tax year. The ledger is not IRS-approved, tax preparation or a compliance guarantee. Reconcile original statements and consult a qualified tax professional. Paper simulations are not actual wagering income or losses. Official starting points: IRS Publication 505 and IRS Topic 419. These examples are not exhaustive or an endorsement.

5. Availability, purchases and acceptable use

The beta may change, fail or be interrupted. Do not attack the service, misuse credentials, submit unlawful content, impersonate another person or attempt unauthorized access. Access may be suspended for security, unlawful use or material breach, subject to applicable law. Named authorized testers have free feature access. Square and Google Play subscriptions are not currently configured; displayed proposed prices are not a completed purchase. Any future payment, renewal, cancellation and refund terms will be presented before purchase and remain subject to law and store rules.

6. Disclaimer of warranties

To the maximum extent permitted by applicable law, the analytics and beta tools are provided “as is” and “as available,” without warranties of merchantability, fitness for a particular purpose, accuracy, uninterrupted availability or noninfringement. No estimate, marketing example, paper result or support communication guarantees a result. Mandatory warranties and rights that cannot lawfully be excluded remain in effect.

7. Assumption of risk and limits of liability

You acknowledge the disclosed uncertainty and remain responsible for your independent decisions. To the extent permitted by applicable law, Zen Solutions Inc., ParlayQA, and their officers, administrators, employees, developers and contractors acting in connection with this service are not liable for indirect, incidental, consequential, special or punitive damages, lost profits, wagering losses, lost opportunities or data loss arising from use of or reliance on the service. To the extent permitted by law, their combined aggregate liability for covered claims relating to the service is limited to the greater of US $100 or the fees you paid Zen Solutions Inc. for ParlayQA during the 12 months before the event giving rise to the claim.

These limits do not release or limit fraud, willful misconduct, gross negligence, personal injury liability that cannot lawfully be limited, mandatory consumer remedies, or any other liability or right that applicable law does not permit to be waived. You do not waive all rights to sue, report misconduct, seek lawful relief or post honest reviews. Courts decide enforceability. Nothing here promises immunity from liability.

8. Responsibility for unlawful submissions

To the extent permitted by law, you are responsible for third-party claims and reasonable direct costs caused by your unlawful content, infringement or intentional misuse of the service. This does not shift responsibility for our own wrongdoing, impose a penalty for honest criticism or require reimbursement of liability that cannot lawfully be shifted.

9. Virginia law and disputes

Virginia law governs this agreement to the extent permitted by applicable law, excluding conflicts rules that would defeat mandatory consumer protections. Subject to mandatory law and jurisdictional requirements, disputes may be brought in a state or federal court of competent jurisdiction in Virginia. This provision does not deprive you of a nonwaivable right to proceed in your home jurisdiction or an eligible small-claims court. No mandatory arbitration, class-action waiver, shortened statutory limitation period or automatic prevailing-party fee obligation is imposed by these Terms.

10. Changes, severability and contact

Material changes apply prospectively and require renewed acceptance where appropriate; previous versions and acceptance records are retained. If a provision is unenforceable, the remainder continues only to the extent lawful; no severability clause creates a waiver prohibited by law. Contact Zen Solutions Inc. at zensolutions1980@gmail.com for service, privacy or dispute requests. The administrators, employees, developers and contractors described in section 7 are intended beneficiaries of that section only to the extent enforceable.